Certificate of Deposit (CD) Rates
Certificate Accounts | Minimum Balance to Open | Rate | APY* |
---|---|---|---|
7-month Certificate | $2,500 | 3.97 | 4.00 |
7-month IRA Certificate | $2,500 | 3.94 | 4.00 |
13-month Certificate | $1,000 | 3.21 | 3.25 |
13-month IRA Certificate | $1,000 | 3.21 | 3.25 |
91 Day Certificate | $2,500 | 0.10 | 0.10 |
182 Day Certificate | $2,500** | 0.40 | 0.40 |
1 Year Certificate | $1,000** | 0.50 | 0.50 |
2 Year Certificate | $1,000** | 0.60 | 0.60 |
3 Year Certificate
|
$1,000** | 0.70 | 0.70 |
4 Year Certificate | $1,000** | 0.80 | 0.80 |
5 Year Certificate | $1,000** | 0.90 | 0.90 |
Rates accurate as of 11/25/2024
*APY Annual Percentage Yield is calculated on a compounding quarterly basis or at maturity. IRA accounts are also available, subject to minimum deposit requirements. Fees may affect earnings. A penalty will be imposed for early withdrawals from Certificates of Deposit. For municipal deposit rates please see a Business Banker. Rates are subject to change at any time. For current rate information and full disclosures please call us: 877.822.7552
**Minimum balance to open an account is $100 for account holders under the age of 18.
Purpose First Money Market Rates
Balance
|
Rate | APY* |
---|---|---|
$500,000 & Above | 3.445 | 3.50 |
$300,000.00-$499,999.99 | 2.96 | 3.00 |
$100,000.00-$299,999.99 | 2.47 | 2.50 |
Below $100,000.00 | 1.49 | 1.50 |
Rates accurate as of 11/25/2024
*APY Annual Percentage Yield is calculated on a compounding monthly basis. A minimum balance of $10,000 is required to open and falling under $10,000 is subject to a $25 monthly fee. 6 debits per month, $10 fee for every additional debit. Fees may affect earnings. Rates are subject to change at any time.
Premium Money Market Rates
Balance | Rate | APY* |
---|---|---|
$100,000 & Above | 0.25 | 0.25 |
$50,000.00-$99.999.99 | 0.20 | 0.20 |
$25,000.00-$49,999.99 | 0.20 | 0.20 |
$10,000.00-$24,999.99 | 0.10 | 0.10 |
Below $10,000 | 0.05 | 0.05 |
Rates accurate as of 11/25/2024
*APY Annual Percentage Yield is calculated on a compounding monthly basis. A minimum balance of $10,000 is required to open and falling under $10,000 is subject to a $25 monthly fee.6 debits per month, $10 fee for every additional debit. Fees may affect earnings. Rates are subject to change at any time.
Super Fund Rates
Balance | Rate | APY* |
---|---|---|
$10,000 & Above | 0.10 | 0.10 |
$2,500.00-$9,999.99 | 0.05 | 0.05 |
Below $2,500 | 0.01 | 0.01 |
Rates accurate as of 11/25/2024
*APY Annual Percentage Yield is calculated on a compounding monthly basis. A minimum balance of $2,500 is required to open and falling under $2,500 is subject to a $5 monthly fee.6 debits per month, $10 fee for every additional debit. Fees may affect earnings. Rates are subject to change at any time.