CD/Money Market Rates



Certificate of Deposit (CD) Rates

Certificate Accounts Minimum Balance to Open Rate APY*
7-month Certificate $2,500 3.97 4.00
7-month IRA Certificate $2,500 3.94 4.00
13-month Certificate $1,000 3.21 3.25
13-month IRA Certificate $1,000 3.21 3.25
91 Day Certificate $2,500 0.10 0.10
182 Day Certificate $2,500** 0.40 0.40
1 Year Certificate $1,000** 0.50 0.50
2 Year Certificate $1,000** 0.60 0.60
3 Year Certificate
$1,000** 0.70 0.70
4 Year Certificate $1,000** 0.80 0.80
5 Year Certificate $1,000** 0.90 0.90
Rates accurate as of 11/25/2024
*APY Annual Percentage Yield is calculated on a compounding quarterly basis or at maturity. IRA accounts are also available, subject to minimum deposit requirements. Fees may affect earnings. A penalty will be imposed for early withdrawals from Certificates of Deposit. For municipal deposit rates please see a Business Banker. Rates are subject to change at any time. For current rate information and full disclosures please call us: 877.822.7552
**Minimum balance to open an account is $100 for account holders under the age of 18. 


Purpose First Money Market Rates

Balance
Rate APY*
$500,000 & Above 3.445 3.50
$300,000.00-$499,999.99 2.96 3.00
$100,000.00-$299,999.99 2.47 2.50
Below $100,000.00 1.49 1.50
Rates accurate as of 11/25/2024
*APY Annual Percentage Yield is calculated on a compounding monthly basis. A minimum balance of $10,000 is required to open and falling under $10,000 is subject to a $25 monthly fee. 6 debits per month, $10 fee for every additional debit.  Fees may affect earnings. Rates are subject to change at any time. 

Premium Money Market Rates

Balance Rate APY*
$100,000 & Above  0.25 0.25
$50,000.00-$99.999.99 0.20 0.20
$25,000.00-$49,999.99 0.20 0.20
$10,000.00-$24,999.99 0.10 0.10
Below $10,000 0.05 0.05
Rates accurate as of 11/25/2024
*APY Annual Percentage Yield is calculated on a compounding monthly basis. A minimum balance of $10,000 is required to open and falling under $10,000 is subject to a $25 monthly fee.6 debits per month, $10 fee for every additional debit. Fees may affect earnings. Rates are subject to change at any time. 

Super Fund Rates

Balance Rate APY*
$10,000 & Above 0.10 0.10
$2,500.00-$9,999.99 0.05 0.05
Below $2,500 0.01 0.01
Rates accurate as of 11/25/2024
*APY Annual Percentage Yield is calculated on a compounding monthly basis. A minimum balance of $2,500 is required to open and falling under $2,500 is subject to a $5 monthly fee.6 debits per month, $10 fee for every additional debit.  Fees may affect earnings. Rates are subject to change at any time.